Financial Policy for Weight Loss Surgery
Thank you for choosing Surgery Group of Grand Island for your bariatric surgery needs. This is a big decision not only medically, but financially as well. You will need to consider several factors when determining how much money you will need to pay for the surgery.
If you have health insurance that covers these procedures then the most important thing to consider is your Out-of-Pocket expenses for the year. This is the maximum amount of money that your insurance company determines that you should have to pay every year for your healthcare expenses. This amount does include your coinsurance and on some policies your deductible, but does not include office visit co-pays, prescription drug co-pays or anything specifically excluded on your policy. Your yearly maximum out-of-pocket expense will most likely determine how much money you will need to contribute toward your surgery. Please keep in mind any expenses that are not covered by your insurance, are also not included in your Out-of-Pocket amount.
Surgery Group will check with your insurance company to make sure the surgery is covered under your insurance plan, and how much of your Out-of-Pocket expenses you have met for the year. Since this is an elective surgery, this is the amount you will need to pay Surgery Group prior to your surgery. This amount will need to be paid seven (7) business days prior to surgery. We will issue a refund on the pre-payment (if you have overpaid), only when all charges have been posted and paid on your account.
We do offer Care Credit for our bariatric program to help with high deductible costs. Please contact Melissa if you have questions regarding the program.